With nearly two decades of extensive experience in the finance industry, Mitch Valmer is an expert negotiator who knows the real estate investing and lending industry inside and out. He has funded more than $4 billion over the course of his career, driven by his desire to better communities, the economy, and the lives of his clients. In January 2014, Mitch founded the Equity Cap brand, a real estate investment company and direct nationwide private money lender based out of Newport Beach, California. Along with its national lending platform, which encompasses 44 states and growing, Equity Cap offers a dual sided investment platform for investors to go to the marketplace and invest in individual deals or series of deals or they go to the Investment Equity Marketplace to subscribe and become a member of one of the funds offered. Equity Cap is well capitalized from high-net-worth investors around the globe, local investors across the U.S., and the discretionary private mortgage funds that Mitch Valmer has full autonomy over. It is also supported by different investor types who are endowments, family offices and pensions. As founder, Mitch leads a team of real estate lending and investing professionals and is responsible for Equity Cap’s day-to-day operations, which include investor relations, capital markets, and the placement of debt and equity capital. “I’m in a position to better the economy by lending private money real estate professionals to rehab or construct residential and commercial properties coast to coast while also providing investors a return on their capital that is far superior to what they’d earn at the bank or public market,” he says.
To date, Mitch has served more than 6,000 real estate clients globally as well as over 3,000 clients through Equity Cap’s national private money lending platform. The company’s investors range from everyday people to ultra-high-net-worth individuals and families who benefit by investing in real assets that are noncorrelated to the stock market. Unlike paper assets, they continue to gain in value, providing consistent returns and a steady passive income. “A lot of people don’t know this, but investors can diversify their portfolios by self-directing with their retirement accounts. Investing in these alternatives can bring clients a fixed income,” Mitch explains. When working with our national private money lending platform, he and his team cater to professional, active investors coast-to-coast, including individuals with fix-and-flip businesses, developers constructing residential and commercial real estate, and professional landlords with residential and commercial real estate portfolios.
Equity Cap also acts as a debt provider and equity partner. The company provides debt in the form of trust deeds and mortgages in first and second lien positions primarily for real estate professionals, developers, landlords with large portfolios, high-net-worth entities, and private individuals seeking opportunistic real estate for acquisitions, cash out for business, commercial, construction, and investment purposes. The company can act as an equity partner for developers and real estate professionals in search of someone to joint venture with so that they can diversify their real estate projects without being tied to one transaction.
Prior to his current role, Mitch served as managing partner at a boutique lending and investing firm with offices across the U.S. as well as a global investor base. He owned and ran the private equity side, placing senior and subordinated debt and equity on residential and commercial real estate from coast to coast. When Mitch founded Equity Cap, his investors followed, many of whom he is now worked with for over 15 years—all reaping the benefits of his unmatched skill and experience that has led him to outperform banks and the S&P over the last 18 years. He has helped to grow real estate businesses across the nation by stepping up when banks have stepped back. “When we fund a fix and flip or construction loans, we are growing the borrower’s business, and those loans are creating jobs and bettering communities. We lend on non-owner occupied residential, multifamily and commercial properties, and we manage a suite of funds that all investors can invest in—even with a self-directed IRA or 401k,” Mitch adds. He is also a member of several national and global associations, but fatherhood is, by far, his greatest achievement. “My oldest son is currently working with me and is carrying on the family legacy,” says Mitch. “He is learning from the ground up and has a bright future.” My youngest son wants to invest and be a plastic surgeon. I am most proud of my two sons.
Founder & President
Equity Cap Funds