Rachel A. Geraci is the vice president of mortgage lending at Guaranteed Rate, one of the largest retail mortgage lenders in the United States. Headquartered in Chicago, the company has more than 300 offices across the U.S. and is licensed in all 50 states. Rachel herself, is licensed in both New Jersey and Pennsylvania and has amassed a distinguished roster of loyal clients from both states.
Rachel explains, “Guaranteed Rate offers low-rate, low-fee mortgage loans through an easy-to-understand process and unparalleled customer service. The company introduced the world's first Digital Mortgage, and was named, Top Lender for Online Service for 2018 by U.S. News & World Report. The company has been named a Top Lender 2016, 2017 and 2018 by Chicago Agent magazine and was ranked No. 3 in Scotsman Guide’s Top Retail Mortgage Lenders 2017 list. The Chicago Tribune has included Guaranteed Rate in its Top Workplaces list for seven consecutive years. Plus, it was also named Best Overall Online Lender and Best Lender for FHA Refinance by NerdWallet in 2018.”
Rachel received her license from the NMLS and has held a wide variety of roles in the lending industry during her 22-year career. Prior to joining Guaranteed Rate, she served as a loan officer, mortgage consultant, assistant vice president of mortgage origination, reverse mortgage consultant, and gold services manager. Rachel has also acquired experience in customer service and sales through positions in new business development.
While there have been many highlights in her career, Rachel thoroughly enjoys the opportunity to help her clients achieve their homeownership dreams. In particular, she cherishes the moment her first-time buyers get the keys to their new home. “Seeing that elation is the greatest reward,” she says.
On a personal level, Rachel’s passion is for race cars and she was formerly a pit crew member for a prominent team. Her favorite pastimes include traveling and spending time with her family. When she is not providing gold star service to a client or indulging her in her favorite hobbies, Rachel maintains an active role within the community as a member of the board of trustees for Sussex County Community College and currently, her greatest role was being promoted to grandmother.