Although his official job title is director of wealth management/ﬁnancial advisor, Ronald Gestiehr is best known as an advocate who cares about the futures of his clients. In fact, many of his clients at Luttner Financial Group speciﬁcally requested to work with him due to the genuine care he has shown toward them and toward others. In order to establish such strong relationships, Ronald takes the time to fully understand his clients by determining what matters most to them as well as what they expect from him. Then, he works to align their goals and values with optimal ﬁnancial strategies.
Since 2010, Ronald has enjoyed his own unit inside of Luttner Financial Group, a privately held wealth management ﬁrm headquartered in Pittsburgh, Pennsylvania. In addition to his own location, the ﬁrm maintains offices in six other states and employs approximately 300 ﬁnancial professionals and support staff. Using a unique abilities model, ﬁnancial professionals work in team-based environments where specialists focus on each client’s speciﬁc needs. Ronald explains, “On my team, I have a prior Big 4 tax partner, former attorneys, CFAs, and CFPs who help develop strategies, so they’re more comprehensive for the client.” Luttner Financial Group has many specialists within the company like those on Ronald’s team so that they can offer a plethora of unique, experienced views.
Ronald is a wealth strategist for individuals and families on comprehensive planning, retirement income planning, and wealth and distribution strategies. Ronald also spends about 50% of his time with private held businesses and their owners on strategies to help them grow and to exit their businesses successfully. According to Ronald, his specialties are investment management, macroplanning, holistic planning, life insurance strategies, retirement income planning, risk management strategies, and advanced tax planning.
Along with Ronald, everyone at Luttner works with clients in order to create innovative ﬁnancial strategies and effective product design. They then help clients meet their ﬁnancial objectives through the creation, maximization, protection, and enjoyment of their wealth over their lifetime instead of focusing only on their immediate ﬁnancial goals. “It all comes down to their strategies. They’re not geared toward one product or solution. It’s about how they play the game of ﬁnancial chess and how each product works in conjunction with the other to win the game. Their strategies are all about the maximization of wealth and having everything work together to create the most optimal outcome” says Ronald.
Prior to joining Luttner Financial Group, Ronald graduated from Pennsylvania State University where he studied ﬁnance and economics. Then, in 2003, he began his career in ﬁnance with Wells Fargo Financial, where he quickly moved into a senior sales manager position. Since that time, he has been the recipient of the Five Star Wealth Manager Award and has authored a book about ﬁnancial truths and myths, which is currently in publication.
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Registered representative and ﬁnancial advisor of Park Avenue Securities LLC (PAS). Securities products and advisory services offered through PAS, member FINRA, SIPC. Financial representative of The Guardian Life Insurance Company of America® (Guardian), New York, NY. PAS is a wholly owned subsidiary of Guardian. Luttner Financial Group is not an affiliate or subsidiary of PAS or Guardian. California Insurance License ID# 0H91544. Guardian, its subsidiaries, agents, and employees do not provide tax, legal, or accounting advice. Consult your tax, legal, or accounting professional regarding your individual situation. The Five Star Wealth Manager Award is not issued or endorsed by Guardian or its subsidiaries. 2020-94056 exp 02/22