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Emanuel Toste
Emanuel Toste doesn’t just lead UX design at BMO—he’s reshaping the digital future of finance with a mission to make investing more accessible and less intimidating. As director of experience design for Wealth Management & Digital Mortgages, he brings 19+ years of transformative leadership, championing user-centered innovation at scale.
Emanuel leads a team of 40+ experts delivering intuitive, data-driven platforms across BMO InvestorLine, Gateway Private Wealth, and Global Asset Management. He also spearheaded the launch of the new BMO InvestorLine mobile app ranked #1 among Canada’s Big 5 banks by Surviscor.
With a foundation in human-centered design and deep UX research, Emanuel integrates AI and automation to drive real financial progress for clients. Now pursuing his Canadian Securities Course, he’s diving deeper into the world of investing to help simplify it for the next generation of investors.
At BMO—one of North America’s top financial institutions—his work sets a new standard for digital innovation, accessibility, and trust in financial services.
Emanuel Toste
Director, Experience Design-Wealth Management & Digital Mortgages
Bank of Montreal
Website: https://bmo.com
LinkedIn: https://www.linkedin.com/in/etoste
Disclaimer: BMO received the highest score in the J.D. Power 2024 Canada Wealth Management Digital Experience Study – Full-Service Investors Segment (investors with a dedicated advisor). For J.D. Power 2024 award information, visit jdpower.com/awards.