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MICHAEL GERACI

Michael appears in the Top 100
People in Finance Magazine

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Michael Geraci

With over 18 years of experience in the financial industry, Michael Geraci, head of retirement investments and manager of retirement investment solutions at Commonwealth Financial Network, has made a profound impact on the way advisors and their clients approach institutional retirement plan management. Known for his expertise in strategic planning, investment management, and due diligence, Michael leads a dynamic team of investment analysts and associates who ensure the firm’s advisors have the resources they need to make informed decisions for their clients. Michael’s retirement investment solutions team oversees AUA of $30 Billion.

At the heart of Michael’s work is the Retirement Plan Investment Recommended List, a cornerstone resource covering mutual funds, collective investment trusts, stable value products, and target-date portfolios. As chair of the investment committee for the PlanAssist 3(38) Investment Management Program, Michael oversees manager due diligence and investment selection, ensuring advisors have access to top-tier investment options across all major asset classes. His leadership extends to managing relationships with Defined Contribution Investment Only (DCIO) asset managers, positioning him as the firm’s go-to expert in retirement investment vehicles.

Michael’s career is defined by remarkable achievements. During his tenure, Commonwealth Financial Network’s retirement assets under management grew from $5 billion to $48 billion in just 10 years, a testament to his ability to drive growth and innovation. He played a pivotal role in recruiting more than $10 billion in retirement assets to the firm and built out Commonwealth’s comprehensive retirement investment research platform and investment management programs. His dedication to professional growth led him to complete the prestigious Wharton School’s Certified Investment Management Analyst (CIMA) program, alongside earning certifications including CPFA, CRPC, CRPS, and AIF.

Before joining Commonwealth, Michael served as a senior business consultant at John Hancock Investments, where he partnered with broker-dealers, RIAs, and wirehouse firms to deliver tailored investment solutions. His deep understanding of asset allocation and retirement investment vehicles positioned him as a trusted advisor to clients managing portfolios ranging from $500 million to $5 billion.

Beyond his technical expertise, Michael’s passion lies in building relationships. He thrives on engaging with a broad spectrum of individuals, from asset managers and portfolio technicians to investment committees. “Working with such a diverse group of people makes the job exciting and rewarding,” he says.

Commonwealth Financial Network, headquartered in Waltham, MA, and San Diego, CA, is the largest privately held RIA-independent broker/dealer, renowned for its advisor-first approach. Since its founding in 1979, the firm has maintained its commitment to delivering unparalleled service to advisors and their clients—a vision Michael Geraci continues to champion as he leads the charge in transforming retirement investment solutions.

 

Michael Geraci
Head of Retirement Investments, and Manager of Retirement Investment Solutions
Commonwealth Financial Network
Website: https://www.commonwealth.com/
LinkedIn: https://www.linkedin.com/in/michael-geraci-msf-cpfa%C2%AE-crps%C2%AE-crpc%C2%AE-aif%C2%AE-cima%C2%AE-81981a1a/

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