Sam Pabuwal is the founder, supervising broker, and full-time mortgage loan originator at New American Lending, a full-service mortgage broker based in West Hollywood, California. With unlimited access to all loan products, Sam and his team can offer true wholesale pricing, making their rates and costs lower than the competition’s. They are also real estate agents, which means they double as realtors and brokers, saving their customers both time and money. New American Lending specializes in 1% down payment loans, home purchases, first-time home buyer loans, refinances, conventional loans, and VA and FHA loans within multiple states and in all of California. Their business is also completely based upon referrals. “We love to help our customers realize their dreams of home ownership or save them money by lowering their interest rates, dropping their existing mortgage insurance, or consolidating their debt,” says Sam.
Sam is a licensed real estate broker in California and a licensed mortgage loan originator in California, Colorado, Oregon, and Idaho. He has held executive-level and top producer positions for 13 of the 16 years he has spent in the mortgage industry in which he has not only built a reputation as one of the most knowledgeable people in the areas of finance, regulations, and mortgage markets, but has also consistently produced the lowest rates and overall best options. Sam has always adhered to the motto: “Put your clients’ interests first; then money and success will follow.” The advice has served him well, as he boasts top-tier rankings and accounts with multiple lenders, is a consistent top nationwide producer, and has already closed $50.6 million dollars in mortgage volume for 2020. Based upon the National Top Mortgage Producer ranking of 2019, this would place him in the top 150 of over 300,000 loan officers in the U.S.
As a backbone of the community, Sam also guides countless young professionals and small business owners through making some of the most important financial decisions they will ever make—purchasing their first home or refinancing a home mortgage loan. Many times, they have not obtained the proper or necessary information, or they do not have access to an experienced mortgage professional who is willing to take the time to explain the process in detail. Therefore, Sam makes it clear that his clients can always text, e-mail, or call him with any questions they have throughout the process, and he is more than happy to help them. He feels that part of his responsibility as a broker is to assist others in becoming more knowledgeable in matters of finance and mortgages.
Sam is a proud graduate of The State University of New York at Binghamton, where he earned a Bachelor of Science in Industrial and Systems Engineering in 2003.
He would like to say a special thank you to his right-hand man and loan processor of 13 years, Luis Ordonez.
Founder, President and Supervising Broker
New American Lending